Built on Solid Legal Ground
At Mintclaim, we buy legal claims directly from individuals and businesses who are part of class action settlements. Some people assume that sounds unusual. Can you really sell a claim in a lawsuit? Yes. In fact, the legal foundation for what we do is well-established.
This page explains the law behind our model—and why it’s not just legitimate, but a smart and growing way to fix the broken class action system.
We buy legal claims that arise from class actions. In particular, we focus on situations where:
The claim is valid and part of a class action or mass tort,
The claimant hasn’t been fully compensated (or won’t be),
The claim can legally be assigned to another party, and
We think we can get closer to full value through litigation or negotiation.
We don’t take cases on contingency. Instead, we take full ownership of the claim—just like you’d sell a debt, a contract right, or another financial asset.
Is That Legal? Yes. And Here's Why.
The sale (or “assignment”) of legal claims is not new. It’s a well-established legal practice that has been recognized in U.S. law for more than a century.
Courts across the country have long held that certain legal claims—especially those involving money damages—are freely assignable, just like other property. As long as the assignment is clear and voluntary, and doesn’t involve criminal or family law, courts routinely uphold it.
Some key legal principles:
Claims for money are generally assignable. This includes breach of contract, tort claims for property or financial harm, antitrust, security, and statutory claims (including many class actions).
The assignee steps into the shoes of the assignor. Once assigned, the buyer has all the rights the original claimant did—and can enforce them directly.
Assignments are enforceable unless explicitly barred. While a few legal claims are non-assignable (like personal injury in some states), most economic claims are fully transferrable.
Too often, class action claimants receive tiny checks—or nothing at all. But their legal rights have real value. Our approach unlocks that value.